Tools / Converter

BTC to USD: Convert Bitcoin to US Dollar

Convert BTC to USD instantly with live market rates updated every 60 seconds. See the current exchange rate, common conversion amounts, and everything you need to know about converting Bitcoin to US Dollar.

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USDUSD
1 BTC = $97,000.00Estimated
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What Is Bitcoin?

Bitcoin is the first and largest cryptocurrency by market capitalization, with a hard supply cap of 21 million coins. New blocks are mined approximately every 10 minutes using SHA-256 proof-of-work consensus. As of early 2026, over 19.8 million BTC have been mined, leaving fewer than 1.2 million to be created over the next century.

  • Fixed supply: 21 million coins maximum
  • Block time: ~10 minutes
  • Consensus: proof-of-work (SHA-256)
  • Launched January 3, 2009
  • Smallest unit: 1 satoshi (0.00000001 BTC)

Bitcoin and the US Dollar (United States)

Cryptocurrency is treated as property for tax purposes in the US. Exchanges must register with FinCEN as money service businesses. The SEC regulates tokens classified as securities. Federal stablecoin legislation is being finalized, with frameworks for reserve requirements and issuer licensing.

The BTC/USD exchange rate fluctuates based on global supply and demand across cryptocurrency exchanges. Major exchanges operating in United States include both international platforms and local providers. When converting BTC to USD, consider exchange fees (typically 0.1%-1.5%), withdrawal fees, and any spread between the quoted rate and the actual execution price.

How to Convert BTC to USD

There are several ways to convert Bitcoin to US Dollar:

  1. Centralized exchange: create an account on an exchange available in United States, deposit your BTC, sell for USD, and withdraw to your bank account
  2. Peer-to-peer marketplace: sell directly to another person using a P2P platform that supports USD payment methods
  3. Crypto debit card: spend your BTC directly using a crypto-linked card that automatically converts to USD at point of sale

Frequently Asked Questions

How much is 1 BTC in USD?

The current BTC to USD rate is shown in the converter above and updates every 60 seconds from live market data. Cryptocurrency prices fluctuate 24/7 across global exchanges, so the rate changes continuously.

How do I sell Bitcoin for US Dollar?

The most common way is through a cryptocurrency exchange that supports USD withdrawals. Create an account, complete identity verification (KYC), deposit your BTC, sell it, and withdraw USD to your bank account. Processing times vary: some exchanges offer instant withdrawals, while bank transfers can take 1-3 business days.

What fees are involved in converting BTC to USD?

Typical fees include: exchange trading fees (0.1%-1.5% per trade), network transaction fees for depositing BTC (varies by blockchain and congestion), and withdrawal fees for sending USD to your bank. Comparing fee structures across exchanges before converting can save you a significant amount on larger conversions.

Cryptocurrency is treated as property for tax purposes in the US. Exchanges must register with FinCEN as money service businesses. The SEC regulates tokens classified as securities. Federal stablecoin legislation is being finalized, with frameworks for reserve requirements and issuer licensing. Always consult local regulations and a tax professional for your specific situation, as crypto tax treatment and reporting requirements vary by jurisdiction.

How often does the exchange rate update?

The converter above fetches live rates from CoinGecko and Coinbase every 60 seconds. The actual rate you receive when converting will depend on the exchange or service you use, the size of your order, and current market liquidity. For large conversions, consider using limit orders to avoid slippage.

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