Tools / Converter

USDC to EUR: Convert USDC to Euro

Convert USDC to EUR instantly with live market rates updated every 60 seconds. See the current exchange rate, common conversion amounts, and everything you need to know about converting USDC to Euro.

USDCUSDC
Loading…
EUREUR
1 USDC = €0.92Estimated
USDCUSDCEUREUR
1 USDC—
10 USDC—
100 USDC—
500 USDC—
1,000 USDC—
5,000 USDC—
10,000 USDC—

What Is USDC?

USDC is a dollar-backed stablecoin issued by Circle, maintaining a 1:1 peg to the US dollar. Reserves are held in U.S. Treasury bills and cash at regulated financial institutions, with monthly attestations published by Deloitte. USDC is available on over 15 blockchains including Ethereum, Solana, Base, and Arbitrum.

  • Issued by Circle, regulated under US state money transmission laws
  • Reserves: U.S. Treasury bills and cash
  • Monthly attestations by Deloitte
  • Available on 15+ blockchains
  • Direct redemption for USD through Circle

USDC and the Euro (European Union)

The EU’s Markets in Crypto-Assets (MiCA) regulation provides a comprehensive legal framework for crypto services across all member states. Crypto-asset service providers (CASPs) must obtain authorization from national regulators. Stablecoin issuers face specific reserve, capital, and redemption requirements.

The USDC/EUR exchange rate fluctuates based on global supply and demand across cryptocurrency exchanges. Major exchanges operating in European Union include both international platforms and local providers. When converting USDC to EUR, consider exchange fees (typically 0.1%-1.5%), withdrawal fees, and any spread between the quoted rate and the actual execution price.

Since USDC is a stablecoin pegged to the US dollar, the USDC/EUR rate closely tracks the USD/EUR foreign exchange rate. Small deviations from the peg can occur during periods of market stress. The rate shown above reflects the live market price, which may differ slightly from $1.00 USD.

How to Convert USDC to EUR

There are several ways to convert USDC to Euro:

  1. Centralized exchange: create an account on an exchange available in European Union, deposit your USDC, sell for EUR, and withdraw to your bank account
  2. Peer-to-peer marketplace: sell directly to another person using a P2P platform that supports EUR payment methods
  3. Crypto debit card: spend your USDC directly using a crypto-linked card that automatically converts to EUR at point of sale
  4. Direct redemption: if you hold a large amount, you may be able to redeem directly with the issuer (subject to minimums and KYC)

Frequently Asked Questions

How much is 1 USDC in EUR?

The current USDC to EUR rate is shown in the converter above and updates every 60 seconds from live market data. Cryptocurrency prices fluctuate 24/7 across global exchanges, so the rate changes continuously.

How do I sell USDC for Euro?

The most common way is through a cryptocurrency exchange that supports EUR withdrawals. Create an account, complete identity verification (KYC), deposit your USDC, sell it, and withdraw EUR to your bank account. Processing times vary: some exchanges offer instant withdrawals, while bank transfers can take 1-3 business days.

What fees are involved in converting USDC to EUR?

Typical fees include: exchange trading fees (0.1%-1.5% per trade), network transaction fees for depositing USDC (varies by blockchain and congestion), and withdrawal fees for sending EUR to your bank. Comparing fee structures across exchanges before converting can save you a significant amount on larger conversions.

The EU’s Markets in Crypto-Assets (MiCA) regulation provides a comprehensive legal framework for crypto services across all member states. Crypto-asset service providers (CASPs) must obtain authorization from national regulators. Stablecoin issuers face specific reserve, capital, and redemption requirements. Always consult local regulations and a tax professional for your specific situation, as crypto tax treatment and reporting requirements vary by jurisdiction.

How often does the exchange rate update?

The converter above fetches live rates from CoinGecko and Coinbase every 60 seconds. The actual rate you receive when converting will depend on the exchange or service you use, the size of your order, and current market liquidity. For large conversions, consider using limit orders to avoid slippage.

Build with Spark

Integrate bitcoin, Lightning, and stablecoins into your app with a few lines of code.

Read the docs →