BTC to USDC: Convert Bitcoin to USDC
Convert BTC to USDC instantly with live market rates updated every 60 seconds. See the current exchange rate, common conversion amounts, and everything you need to know about converting Bitcoin to USDC.
BTC
USDCBTCUSDCWhat Is Bitcoin?
Bitcoin is the first and largest cryptocurrency by market capitalization, with a hard supply cap of 21 million coins. New blocks are mined approximately every 10 minutes using SHA-256 proof-of-work consensus. As of early 2026, over 19.8 million BTC have been mined, leaving fewer than 1.2 million to be created over the next century.
- Fixed supply: 21 million coins maximum
- Block time: ~10 minutes
- Consensus: proof-of-work (SHA-256)
- Launched January 3, 2009
- Smallest unit: 1 satoshi (0.00000001 BTC)
What Is USDC?
USDC is a dollar-backed stablecoin issued by Circle, maintaining a 1:1 peg to the US dollar. Reserves are held in U.S. Treasury bills and cash at regulated financial institutions, with monthly attestations published by Deloitte. USDC is available on over 15 blockchains including Ethereum, Solana, Base, and Arbitrum.
- Issued by Circle, regulated under US state money transmission laws
- Reserves: U.S. Treasury bills and cash
- Monthly attestations by Deloitte
- Available on 15+ blockchains
- Direct redemption for USD through Circle
Bitcoin vs USDC
| Feature | BTC | USDC |
|---|---|---|
| Type | Cryptocurrency | Stablecoin |
| Price (approx.) | $97,000 | $1 |
How to Convert BTC to USDC
You can swap Bitcoin for USDC through several methods:
- Centralized exchange: deposit BTC, trade for USDC (directly if a trading pair exists, or via a USD/stablecoin intermediary)
- Decentralized exchange: use a DEX to swap directly on-chain (both tokens must be on the same network, or use a cross-chain DEX)
- Swap aggregator: services like 1inch or Paraswap find the best rate across multiple DEXs
Frequently Asked Questions
How much is 1 BTC in USDC?
The current BTC to USDC rate is shown in the converter above and updates every 60 seconds from live market data. Cryptocurrency prices fluctuate 24/7 across global exchanges, so the rate changes continuously.
Can I swap BTC for USDC directly?
Yes, if both tokens exist on the same blockchain, you can swap directly on a decentralized exchange. For cross-chain swaps (e.g.BTC on one network and USDC on another), you can use a cross-chain bridge or a centralized exchange as an intermediary. Direct BTC/USDC trading pairs are also available on most major centralized exchanges.
What are the fees for swapping BTC to USDC?
On a centralized exchange, expect 0.1%-0.5% per trade. On a DEX, you pay a swap fee (typically 0.3%) plus network gas fees. Gas costs depend on which blockchain you use: Ethereum mainnet fees can be $5-50+, while Layer 2 networks and Solana are typically under $0.10. Compare routes using a swap aggregator to find the lowest total cost.
Which is better, Bitcoin or USDC?
Bitcoin and USDC serve different purposes.Bitcoin is the first and largest cryptocurrency by market capitalization, with a hard supply cap of 21 million coins. USDC is a dollar-backed stablecoin issued by Circle, maintaining a 1:1 peg to the US dollar. The right choice depends on your specific use case, risk tolerance, and investment thesis. This converter is for informational purposes and does not constitute financial advice.
How often does the exchange rate update?
The converter above fetches live rates from CoinGecko and Coinbase every 60 seconds. The actual rate you receive when converting will depend on the exchange or service you use, the size of your order, and current market liquidity. For large conversions, consider using limit orders to avoid slippage.
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