Tools / Converter

BTC to XRP: Convert Bitcoin to XRP

Convert BTC to XRP instantly with live market rates updated every 60 seconds. See the current exchange rate, common conversion amounts, and everything you need to know about converting Bitcoin to XRP.

BTCBTC
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XRPXRP
1 BTC = 38,800.00 XRPEstimated
BTCBTCXRPXRP
0.001 BTC
0.01 BTC
0.1 BTC
0.5 BTC
1 BTC
5 BTC
10 BTC

What Is Bitcoin?

Bitcoin is the first and largest cryptocurrency by market capitalization, with a hard supply cap of 21 million coins. New blocks are mined approximately every 10 minutes using SHA-256 proof-of-work consensus. As of early 2026, over 19.8 million BTC have been mined, leaving fewer than 1.2 million to be created over the next century.

  • Fixed supply: 21 million coins maximum
  • Block time: ~10 minutes
  • Consensus: proof-of-work (SHA-256)
  • Launched January 3, 2009
  • Smallest unit: 1 satoshi (0.00000001 BTC)

What Is XRP?

XRP is the native token of the XRP Ledger, a blockchain built specifically for cross-border payments and institutional settlement. Transactions settle in 3-5 seconds with fees below $0.01. Ripple Labs, the primary developer, has established partnerships with financial institutions across more than 55 countries for real-time international payments.

  • Settlement time: 3-5 seconds
  • Transaction fee: ~$0.0002
  • Pre-mined supply: 100 billion XRP total
  • Used by financial institutions for cross-border settlement
  • XRP Ledger supports decentralized exchange and token issuance

Bitcoin vs XRP

FeatureBTCXRP
TypeCryptocurrencyCryptocurrency
Price (approx.)$97,000$2.5

How to Convert BTC to XRP

You can swap Bitcoin for XRP through several methods:

  1. Centralized exchange: deposit BTC, trade for XRP (directly if a trading pair exists, or via a USD/stablecoin intermediary)
  2. Decentralized exchange: use a DEX to swap directly on-chain (both tokens must be on the same network, or use a cross-chain DEX)
  3. Swap aggregator: services like 1inch or Paraswap find the best rate across multiple DEXs

Frequently Asked Questions

How much is 1 BTC in XRP?

The current BTC to XRP rate is shown in the converter above and updates every 60 seconds from live market data. Cryptocurrency prices fluctuate 24/7 across global exchanges, so the rate changes continuously.

Can I swap BTC for XRP directly?

Yes, if both tokens exist on the same blockchain, you can swap directly on a decentralized exchange. For cross-chain swaps (e.g.BTC on one network and XRP on another), you can use a cross-chain bridge or a centralized exchange as an intermediary. Direct BTC/XRP trading pairs are also available on most major centralized exchanges.

What are the fees for swapping BTC to XRP?

On a centralized exchange, expect 0.1%-0.5% per trade. On a DEX, you pay a swap fee (typically 0.3%) plus network gas fees. Gas costs depend on which blockchain you use: Ethereum mainnet fees can be $5-50+, while Layer 2 networks and Solana are typically under $0.10. Compare routes using a swap aggregator to find the lowest total cost.

Which is better, Bitcoin or XRP?

Bitcoin and XRP serve different purposes.Bitcoin is the first and largest cryptocurrency by market capitalization, with a hard supply cap of 21 million coins. XRP is the native token of the XRP Ledger, a blockchain built specifically for cross-border payments and institutional settlement. The right choice depends on your specific use case, risk tolerance, and investment thesis. This converter is for informational purposes and does not constitute financial advice.

How often does the exchange rate update?

The converter above fetches live rates from CoinGecko and Coinbase every 60 seconds. The actual rate you receive when converting will depend on the exchange or service you use, the size of your order, and current market liquidity. For large conversions, consider using limit orders to avoid slippage.

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